Retirement Health Planning - Medicare Last Update Jnauary 16, 2020
This is my Homepage for Health Planning in Retirement. While I will ultimately add my own ideas and suggestions, the initial focus is to create a reference site based on my extensive research into this topic. Like my study of Cancer and it's treatments, Genealogy, and my years in Project Management and Business Process Engineering, it's another subject that is much more complex than the casual observer, or non-involved participants, believe. That's primarily due to the difficulty in organizing the huge amount of information available, and constantly changing and being updated, related to the topic, into a framework for understanding by those not immersed in the details. However, unlike Genealogy, Project Management and Process Engineering, decisions made in relationship to Medicare and how you structure your health management process and affilitations, will have a direct impact on the rest of your life related to health, wealth and longevity.
As a temporary placeholder, I will initiate this effort by sharing my pesonal introduction (all after this paragraph) to my friends and associates that are, or are soon to be, involved in this subject. My objective, as you will see expertly demonstrated if you follow the below recommendations, is to help others in this very complicated topic. Ultimately I hope to form a Local Discussion Group to maintain and update this communication based on changes in the law (which I'm sure are coming), and to help others to implement the needed continuous education to address the subject on an annual basis. This will become increasingly difficult for us all as we pass through this last phase of our life. I will be adding my own You Tubes, probably after the first of the year, covering how to access, organize and evaluate the information that is on the web in the many government sites, based on their relevance to the decisions that you make. Each decision will eliminate much of the remaining information from the area of relevance to your needs, but add additional topics for more detailed review. Like the below links, if I can find the quality work that has already been done, then I won't need to spend my time reinventing the wheel. We can all just roll on. Please feel free, after reviewing the referenced links, to use the below as a message to your friends and family that might find this information useful, or send them the link to my page. I will be updating it routinely going forward. The Initial Message:
If you are older than 64 years, it is imperative to have an understanding of Medicare, and it's related insurance products, that are available to you (unless you are very wealthy, of course!). If you rely on the sales people that will constantly call and email you, or give you a presentation over a free lunch or dinner, to give you the best deal, for you; you will not get it! These decisions will impact your cost, and more importantly, will impact the treatment and care you get (or don't get) through retirement. Some of the decisions that you need to consider are best made six months prior to your 65th birthday. Many decisions made at that time will effect your health services, and cost, for the duration of your life. It's a complicated subject, and will require your annual knowledge update.
I highly recommend that you start by watching these three You Tube videos. They may not answer all your questions, and may expose more questions than answers; but will provide a foundational basis, in order to pursue your understanding and decision making. The YouTube presenters are not selling anything. At this point, I have never met or talked to either one of them. You will see, especially after all the calls you are now getting, and will continue to get every Open Enrollment Period, that these guys are using the deep knowledge they have on this subject, to provide a free, non-biased educational service. All of their videos (and there are 30+ done by each of them so far) are strictly aimed at providing you the EDUCATION YOU NEED TO MAKE AN INFORMED DECISION. These decisions WILL IMPACT YOU AND YOUR FAMILY FOR THE REST OF YOUR LIFE!
Corrections, suggestions, contributions, problems or recommendations are always welcome. Please email: CIMpleBS@gmail.com
Please direct your questions about Medicare to one of the Referenced gentlemen or their sites.